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Changes to Medicare Advantage Plans are Still Possible

The Annual Enrollment Period is over…But the Open Enrollment Period is now!Wait, what?Confusing, I know. But these enrollment periods provide you with unique options. The Annual Enrollment Period (AEP) just ended on December 7th. AEP is the time Medicare beneficiaries have the option to consult with an independent representative and decide if their plan is still the best option for their medical and financial needs. During this time, you may have made changes to Medicare […]

HMO’s and PPOs: Which is best for My Medicare Plan?

What’s the deal with all these healthcare acronyms nowadays? HMO? PPO? HSA? PFFS? Why isn’t there just one type of insurance provider? What does all this mean to you? Well, we’re here to tell you what HMO’s and PPO’s are, what the difference is between them, and what you might gain from choosing either as your healthcare plan in your Medicare Advantage plan.HMOHMO stands for Health Maintenance Organization. An HMO is the Medicare Advantage Plan […]

Medigap Plans and Illegal Practices

If you’re new to Medicare and just getting started, we want to remind you to know your rights as a Medicare beneficiary. Unfortunately, fraud or illegal practices are not unheard of in this industry and Medigap plans can be confusing. What are they, exactly? A Medigap plan, also called a Supplement Plan, can help pay your extra out-of-pocket costs. Because traditional Medicare does not cover all of your medical expenses, you’ll be responsible for deductibles, […]

Medicare AEP vs OEP: What’s the Difference?

As if Medicare weren’t confusing enough, everywhere you look there are confusing acronyms! These two are particularly important to not confuse because they affect when you can change your plans based on your current enrollment. So, let’s jump right in.AEP is the Annual Enrollment Period, which runs every year from October 15th to December 7th. It is during this time that plan benefits for the upcoming year are announced (read about your Annual Notice of […]

How to Unlock Medicare Benefits as a Federal Employee

We encounter many federal employees doubting if they should, or even can, enroll in the Medicare program. Will you lose your Federal Employee Health Benefits (FEHB) if you enroll in Medicare? Do you really need Medicare if you have FEHB? Let us put your mind at ease. Even as a federal employee you are still eligible to enroll in the Medicare program…and we highly recommend that you do! There are still some decisions you need […]

9 Free Medicare Services

The hustle and bustle of the holidays are starting to subside, and you may have questions about your current health status. If you were one of the millions of Medicare Beneficiaries who took advantage of this last Annual Enrollment Period, your new plan should have taken effect on January 1st. Now is the time to take advantage of some of the free Medicare services offered to you. These preventive screenings can help you to stay […]

Glaucoma Medicare Coverage: What You Need to Know

Glaucoma is such a gradual deterioration that many people don’t detect this disease until it’s advanced stages. It is important to understand how to use your Medicare benefits when it comes to eye care. The best way to prevent and detect glaucoma and other eye diseases is to have regular comprehensive eye exams. While there is no cure for this damage to the optic nerve, there are many treatments that can slow the deterioration of […]