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Changes to Medicare Advantage Plans are Still Possible

The Annual Enrollment Period is over…But the Open Enrollment Period is now!Wait, what?Confusing, I know. But these enrollment periods provide you with unique options. The Annual Enrollment Period (AEP) just ended on December 7th. AEP is the time Medicare beneficiaries have the option to consult with an independent representative and decide if their plan is still the best option for their medical and financial needs. During this time, you may have made changes to Medicare […]

HMO’s and PPOs: Which is best for My Medicare Plan?

What’s the deal with all these healthcare acronyms nowadays? HMO? PPO? HSA? PFFS? Why isn’t there just one type of insurance provider? What does all this mean to you? Well, we’re here to tell you what HMO’s and PPO’s are, what the difference is between them, and what you might gain from choosing either as your healthcare plan in your Medicare Advantage plan.HMOHMO stands for Health Maintenance Organization. An HMO is the Medicare Advantage Plan […]

Do you live in California and Qualify for Dual Eligibility

Double TroubleSometimes, Medicare just isn’t enough to cover medical expenses. It’s a tough situation, but this is the socioeconomic position of many individuals currently in the country. The idea of dual eligibility exists, however, to counteract this in order to make sure people are covered no matter what their background might be. Dual eligibility means that you’re 65 years of age or older as well as meet a certain income minimum for the government to […]

How to Unlock Medicare Benefits as a Federal Employee

We encounter many federal employees doubting if they should, or even can, enroll in the Medicare program. Will you lose your Federal Employee Health Benefits (FEHB) if you enroll in Medicare? Do you really need Medicare if you have FEHB? Let us put your mind at ease. Even as a federal employee you are still eligible to enroll in the Medicare program…and we highly recommend that you do! There are still some decisions you need […]